Cookie Policy

What Are Cookies

Cookies are small text files that are stored on your computer or mobile device when you visit our website. They help us provide you with a better experience by remembering your preferences and ensuring our educational tools function properly.

How We Use Cookies

Butheps uses only essential cookies that are strictly necessary for the website to function. We do not use tracking cookies, advertising cookies, analytics cookies, or third-party cookies for marketing purposes.

Types of Cookies We Use

Essential Cookies Only

These cookies are necessary for the website to function and cannot be switched off. They include:

• Session cookies to maintain your browsing session
• Security cookies to prevent cross-site request forgery in our contact form
• Preference cookies to remember your cookie consent choice
• Functional cookies to ensure our debt calculator tools work properly

What We Don't Use

Unlike many websites, we do not use:

• Analytics or tracking cookies (no Google Analytics, etc.)
• Advertising or marketing cookies
• Social media cookies or plugins
• Third-party cookies for data collection
• Cookies to track your browsing across other websites

Third-Party Content

External images from stock photo services (Pexels, Unsplash, Pixabay) may set their own cookies when loaded. These are governed by their respective privacy policies and are not under our control.

Managing Cookies

You can control cookies through your browser settings:

• Most browsers allow you to view, manage, and delete cookies
• You can set your browser to refuse all cookies or to alert you when cookies are being sent
• Please note that disabling essential cookies may affect website functionality, particularly our educational calculators

Cookie Consent

When you first visit our website, we display a cookie notice. By clicking "Accept" or continuing to use the site, you consent to our use of essential cookies as described in this policy.

Educational Tools and Cookies

Our debt paydown calculators and educational tools may use temporary cookies to store your inputs during your session. This data is not transmitted to our servers and is deleted when you close your browser.

Updates to This Policy

We may update this Cookie Policy from time to time. Any changes will be posted on this page with an updated revision date.

Contact Us

If you have questions about our use of cookies, please contact us through our contact form.